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OCC’s Final “True Lender” Rule Takes Effect

December 27, 2020 By Stephen Ornstein

Global Expenses

A&B ABstract: On October 27, 2020, the Office of the Comptroller of the Currency (“OCC”) issued a noteworthy final rulemaking that sets forth when a national bank or federal savings association originates a loan and is deemed the “true lender” … [Continue reading] about OCC’s Final “True Lender” Rule Takes Effect

Filed Under: State Law Tagged With: #marketplace, #truelender

California AG Proposes Regulatory Changes to CCPA

December 22, 2020 By Michael Young

Cyber attack

On December 10, the California Attorney General’s office provided “Notice of Fourth Set of Modifications” to regulations under the California Consumer Privacy Act. The new proposed regulatory text would modify the current regulations which took … [Continue reading] about California AG Proposes Regulatory Changes to CCPA

Filed Under: California, Privacy and Cybersecurity, State Law

Alston & Bird Analyzes New Guidance on Remote Work in Client Alert

December 7, 2020 By Lisa Lanham and David McGee

State Capital

As the COVID-19 pandemic continues to persist across the nation, some state regulators have begun to consider, or have adopted, measures to allow employees of licensed entities to work from home, both during the pandemic and permanently … [Continue reading] about Alston & Bird Analyzes New Guidance on Remote Work in Client Alert

Filed Under: COVID-19, Debt Collection, State Law Tagged With: #remoteoperations

CSBS Proposes Prudential Standards for Servicers

December 2, 2020 By Nanci Weissgold and David McGee

A&B Abstract: The Conference of State Bank Supervisors (“CSBS”) proposed regulatory prudential standards (the “Standards”) to develop a consistent regulatory structure of nonbank mortgage servicers.  Comments on all aspects of the Standards are … [Continue reading] about CSBS Proposes Prudential Standards for Servicers

Filed Under: Mortgage Loans, Mortgage Servicing Tagged With: CSBS

Could President Biden Appoint an Acting CFPB Director Under the FVRA? Not if He Fires Director Kraninger First

November 10, 2020 By Brian Johnson

State Capital building

In a November 10 client advisory, our Financial Services & Products Group explores the case law and academic research surrounding the implications of a President removing a Senate-confirmed department head before the end of their term. Would … [Continue reading] about Could President Biden Appoint an Acting CFPB Director Under the FVRA? Not if He Fires Director Kraninger First

Filed Under: Consumer Financial Protection Bureau (CFPB)

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