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Fair Credit Reporting Act (FCRA)

CFPB Issues New Edition of Supervisory Highlights

December 14, 2019 By Morey Barnes Yost

A&B ABstract:  The Fall 2019 edition of the CFPB’s Supervisory Highlights focuses on credit reporting issues of interest. Discussion The Fall 2019 edition of Supervisory Highlights represents the second time the Consumer Financial Protection Bureau (“CFPB”)  has focused entirely on credit reporting.  With respect to furnishers, the Supervisory Highlights includes five categories of supervisory observations […]

Filed Under: Consumer Financial Protection Bureau (CFPB), Fair Credit Reporting Act (FCRA) Tagged With: #FCRA, #furnishers, #SupervisoryHighlights

Maine Enacts Law Protecting Victims of Economic Abuse

November 7, 2019 By Anoush Garakani

A&B Abstract:  An Act to Provide Relief to Survivors of Economic Abuse (the “Economic Abuse Law”), effective September 19, 2019, is aimed at preventing “economic abuse” by providing certain protections to victims of such abuse, in part, by imposing additional obligations on debt collectors and consumer reporting agencies (“CRAs”).  Debt collectors and CRAs should carefully review […]

Filed Under: Consumer Loan, Debt Collection, Fair Credit Reporting Act (FCRA), State Law Tagged With: #debtcollection, Credit Reporting, Economic Abuse, Maine, MFCRA, MFDCPA

CFPB Issues New Edition of Supervisory Highlights

September 19, 2019 By Morey Barnes Yost

  A&B Abstract: The Summer 2019 edition of the CFPB’s Supervisory Highlights indicates recent examination focuses for several categories of consumer credit products. CFPB Issues New Edition of Supervisory Highlights On September 19, the Consumer Financial Protection Bureau (“CFPB”) issued the Summer 2019 edition of Supervisory Highlights, detailing examination findings relating to automobile loan origination, […]

Filed Under: Auto Loans, Consumer Financial Protection Bureau (CFPB), Debt Collection, Fair Credit Reporting Act (FCRA) Tagged With: credit cards, Supervisory highlights

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