A&B ABstract: On January 7, 2020, the Federal Trade Commission (FTC) announced a complaint and settlement against California mortgage broker Mortgage Solutions FCS, doing business as Mount Diablo Lending, and its owner, Ramon Walker, (collectively, Mortgage Solutions). The FTC’s complaint (Complaint) alleged that in response to negative Yelp reviews posted by applicants and customers, the […]
Federal Trade Commission (FTC)
Alston & Bird Expands Privacy and Cybersecurity Capabilities with Former FTC Veteran
Alston & Bird has expanded its privacy and cybersecurity litigation practice in Washington, D.C. with partner, Kathleen Benway. Benway, a former U.S. Federal Trade Commission (FTC) chief of staff, brings exceptional experience at the FTC, FCC, and in the Senate with consumer protection law and policy, especially in privacy and data security. She arrives from Wilkinson […]
Supreme Court Cases Threaten a “Cornerstone” of the FTC’s Enforcement Program – Disgorgement
A&B ABstract: For decades, the FTC has pursued defendants allegedly engaged in “unfair or deceptive acts or practices in or affecting commerce” in violation of the FTC Act.[i] Specifically, the FTC has used Section 13(b) of the FTC Act to file dozens of lawsuits in federal court each year and recover billions of dollars in […]
A Closer Look at the CFPB’s Proposed Debt Collection Rules – Part Five: The Devil is in the Details, Purgatory is what is Left Unsaid
A&B Abstract This blog post is part five of a five-part series examining the Consumer Financial Protection Bureau’s (the “CFPB” or “Bureau”) proposed rule amending Regulation F (the “Proposed Rule”), which implements the Fair Debt Collection Practices Act (“FDCPA”) to prescribe rules governing the activities of debt collectors. The idiom “the devil is in the […]
A Closer Look at the CFPB’s Proposed Debt Collection Rules – Part Four: Other Conduct Provisions
A&B Abstract This blog post is part four of a five-part series examining the Consumer Financial Protection Bureau’s (the “CFPB” or “Bureau”) proposed rule amending Regulation F (“Proposed Rule”), which implements the Fair Debt Collection Practices Act (“FDCPA”) to prescribe rules governing the activities of debt collectors. In part one of this series, we provided […]