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CFPB Issues Special Edition of Supervisory Highlights Focusing on Junk Fees

March 24, 2023 By Morey Barnes Yost, Caroline Eisner and Patrick Eagan-Van Meter

A&B ABstract: In the 29nd edition of its Supervisory Highlights, the Consumer Financial Protection Bureau (“CFPB”) focused on the impact of so-called “junk” fees in the mortgage servicing, auto servicing, and student loan servicing industries, among others. CFPB Issues New Edition of Supervisory Highlights: On March 8, the CFPB published a special edition of its […]

Filed Under: Auto Loans, Consumer Financial Protection Bureau (CFPB), Consumer Loan, Dodd-Frank Act, Mortgage Servicing, Unfair, Deceptive and Abusive Acts or Practices (UDAAP) Tagged With: #CFPA, #CFPB, #mortgageservicing, Mortgage Servicing, Servicing, student loan servicing

FTC Seeks Comment on Proposed Changes to FCRA Rules for Motor Vehicle Dealers

September 4, 2020 By Ross Speier and Nanci Weissgold

A&B ABstract: The FTC is seeking public comment on proposed changes to five FCRA rules aimed at clarifying that these rules, as promulgated by the FTC, apply only to motor vehicle dealers, as equivalent rules promulgated by the CFPB will apply to other entities.   The Federal Trade Commission (“FTC”) has announced it is seeking […]

Filed Under: Auto Loans, Consumer Financial Protection Bureau (CFPB), Consumer Loan, Fair Credit Reporting Act (FCRA), Federal Trade Commission (FTC) Tagged With: #FCRA, Credit Reporting

FTC Brings its First Case Alleging ECOA Violations in More than a Decade

June 5, 2020 By Kathleen Benway and Patrick Eagan-Van Meter

A&B ABstract: On May 27, 2020, the Federal Trade Commission (FTC) announced a complaint and settlement against a New York auto dealer alleging that it charged higher rates to African American and Hispanic customers, advertised prices it refused to honor, and fabricated fees in violation of the Equal Credit Opportunity Act (ECOA), Truth in Lending […]

Filed Under: Auto Loans, Equal Credit Opportunity Act (ECOA), Federal Trade Commission (FTC), Truth in Lending Act (TILA)

CFPB Issues New Edition of Supervisory Highlights

September 19, 2019 By Morey Barnes Yost

  A&B Abstract: The Summer 2019 edition of the CFPB’s Supervisory Highlights indicates recent examination focuses for several categories of consumer credit products. CFPB Issues New Edition of Supervisory Highlights On September 19, the Consumer Financial Protection Bureau (“CFPB”) issued the Summer 2019 edition of Supervisory Highlights, detailing examination findings relating to automobile loan origination, […]

Filed Under: Auto Loans, Consumer Financial Protection Bureau (CFPB), Debt Collection, Fair Credit Reporting Act (FCRA) Tagged With: credit cards, Supervisory highlights

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