• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to secondary sidebar

Alston & Bird Consumer Finance ABstract

  • Home
  • Services
  • Contacts

Fair Housing Act

Moving to Address Appraisal Bias, Agencies and the Appraisal Foundation Issue Updates

February 7, 2023 By Nanci Weissgold, Morey Barnes Yost and Melissa Malpass

A&B ABstract:  A year and a half after President Biden’s announcement of the Interagency Task Force on Property Appraisal and Valuation Equity (“PAVE”), the past weeks have seen a flurry of activity from federal agencies and the Appraisal Foundation to address issues of bias in residential property appraisal.  What should lenders, servicers, and appraisers know? […]

Filed Under: Appraisal and Valuation, Consumer Financial Protection Bureau (CFPB), Fair Housing Act, Mortgage Loans Tagged With: #CFPB, appraisal, bias, discrimination, mortgage lending

Is the DOJ (De Facto) Enforcing the Community Reinvestment Act?

October 18, 2022 By Caroline Eisner

A&B Abstract: Furthering the Justice Department’s Combating Redlining Initiative, the Department of Justice has announced another redlining settlement.  But this settlement is different – this one involves a bank that has received top marks by its prudential regulator, the Federal Deposit Insurance Corporation (FDIC), for its compliance with the Community Reinvestment Act (CRA), a statute […]

Filed Under: Banking Regulatory Agencies, Community Reinvestment Act, Department of Justice, Equal Credit Opportunity Act (ECOA), Fair Housing Act, Mortgage Loans Tagged With: #redlining, DOJ, Fair Lending

CFPB and DOJ Announce Redlining Settlement Against Non-Bank Mortgage Lender

July 28, 2022 By Melissa Malpass

A&B Abstract: On July 27, 2022, the Consumer Financial Protection Bureau (“CFPB”) and the US Department of Justice (“DOJ”) entered into a settlement with Trident Mortgage Company (“Trident”), resolving allegations under the Equal Credit Opportunity Act (“ECOA”) and the Fair Housing Act that the non-bank mortgage lender intentionally discriminated against majority-minority neighborhoods in the greater […]

Filed Under: Consumer Financial Protection Bureau (CFPB), Department of Justice, Fair Housing Act Tagged With: #CFPB, DOJ, Fair Lending

Key Provisions of the CARES Act Affecting Mortgage Servicers

March 30, 2020 By Nanci Weissgold, Anoush Garakani and Ross Speier

A&B ABstract: In response to COVID-19, on Friday March 28, 2020, President Trump signed into law the “Coronavirus Aid, Relief, and Economic Security Act” (the “CARES Act”).  This is a monumental $2 trillion stimulus package intended to provide financial relief to businesses, individuals and public institutions affected by the coronavirus.  The CARES Act addresses sweeping […]

Filed Under: Department of Housing and Urban Development (HUD), Fair Credit Reporting Act (FCRA), Fair Housing Act, HUD, Mortgage Loans, Mortgage Servicing Tagged With: CARES Act, Congress, Covid-19, Mortgage Servicing, Servicing

Primary Sidebar

RECEIVE EMAIL NOTIFICATIONS WHEN NEW POSTS ARE ADDED.

A confirmation email has been sent to the email address provided.


Tags

#California #CCPA #CFPA #CFPB #COVID=19 #debtcollection #FCRA #FDCPA #GSEs #Massachusetts #mortgageservicing #New York #NYDFS #Part419 #Privacy #QMPatch #redlining abusive ATR/QM CARES Act Case law Connecticut Covid-19 CRA CSBS Cybersecurity data breach Debt Collection DOJ Eleventh Circuit Fair Lending fintech Forbearance Foreclosure HUD Illinois licensing mortgage lending Mortgage Servicing QM QM Patch Regulation F Servicing student loan servicing UDAAP

Secondary Sidebar

Categories

Recent Posts

  • CFPB Issues Special Edition of Supervisory Highlights Focusing on Junk Fees
  • As Economic Winds Blow, So Do Whistleblowers: How to Protect Your Company Through Turbulent Times
  • Merrily the State CRAs Roll Along
  • The COVID-19 National Emergency is Ending: Are mortgage servicers ready?
  • California DFPI Digital Asset Lending Regulatory Year in Review
Copyright © 2023 · Alston & Bird · All Rights Reserved. Privacy.