A&B Abstract: Recent cases by the Eleventh Circuit and the D.C. Circuit deepen the divide among the courts on the standing of consumers to sue for violations of the Fair and Accurate Credit Transactions Act (“FACTA”). In Muransky v. Godiva … [Continue reading] about Recent Cases Deepen the Divide Among Circuits on Standing to Sue for Violations of FACTA
A Closer Look at the CFPB’s Proposed Debt Collection Rules – Part Two: Communications
A&B Abstract: This blog post is part two of a five-part series examining the Consumer Financial Protection Bureau’s (the “CFPB” or “Bureau”) proposed rule amending Regulation F (the “Proposed Rule”), which implements the Fair Debt Collection … [Continue reading] about A Closer Look at the CFPB’s Proposed Debt Collection Rules – Part Two: Communications
Nevada Adopts Regulations for Licensure by Endorsement
A&B Abstract: Nevada recently adopted new regulations allow a natural person to obtain a license by endorsement to engage in business as a mortgage broker or mortgage agent, mortgage loan servicer, or escrow agent or agency, so long as such … [Continue reading] about Nevada Adopts Regulations for Licensure by Endorsement
New Jersey Joins Other States Regulating Student Loan Servicers
A&B Abstract New Jersey recently enacted its own version of a Student Loan Bill of Rights, which requires the licensing of any person acting “directly or indirectly” as a student loan servicer. In light of the growing number of states enacting … [Continue reading] about New Jersey Joins Other States Regulating Student Loan Servicers
North Carolina Enacts Servicemember Protections
A&B Abstract: North Carolina is the latest state to extend the protections of the federal Servicemembers Civil Relief Act ("SCRA"), 50 U.S.C. §§ 3901 et seq., to active duty members of its National Guard. What does the new law … [Continue reading] about North Carolina Enacts Servicemember Protections