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CFPB Issues Special Edition of Supervisory Highlights Focusing on Junk Fees

March 24, 2023 By Morey Barnes Yost, Caroline Eisner and Patrick Eagan-Van Meter

Home being lifted by balloons

A&B ABstract: In the 29nd edition of its Supervisory Highlights, the Consumer Financial Protection Bureau (“CFPB”) focused on the impact of so-called “junk” fees in the mortgage servicing, auto servicing, and student loan servicing industries, among others. CFPB Issues New Edition of Supervisory Highlights: On March 8, the CFPB published a special edition of its Supervisory Highlights, addressing supervisory observations with respect to the imposition of junk fees in the mortgage … [Continue reading] about CFPB Issues Special Edition of Supervisory Highlights Focusing on Junk Fees

Filed Under: Auto Loans, Consumer Financial Protection Bureau (CFPB), Consumer Loan, Dodd-Frank Act, Mortgage Servicing, Unfair, Deceptive and Abusive Acts or Practices (UDAAP) Tagged With: #CFPA, #CFPB, #mortgageservicing, Mortgage Servicing, Servicing, student loan servicing

As Economic Winds Blow, So Do Whistleblowers: How to Protect Your Company Through Turbulent Times

March 14, 2023 By Consumer Finance Team

Growth chart with arrows

A&B ABstract: As recently reported by the Financial Times, banks are preparing for the “deepest job cuts since the financial crisis,” with firings to be “super brutal.” Already, nonbank lenders and service providers have been suffering with … [Continue reading] about As Economic Winds Blow, So Do Whistleblowers: How to Protect Your Company Through Turbulent Times

Filed Under: Department of Justice, Uncategorized Tagged With: #SEC, complaints, Department of Justice, DOJ, Securities and Exchange Commission, whistleblower

Merrily the State CRAs Roll Along

March 8, 2023 By Caroline Eisner

A&B ABstract: While we wait on the final interagency rule from the Federal Reserve, OCC, and FDIC, Illinois and New York are continuing along with their state Community Reinvestment Acts (CRA). Illinois CRA Developments Illinois … [Continue reading] about Merrily the State CRAs Roll Along

Filed Under: Community Reinvestment Act, State Law Tagged With: #New York, Community Reinvestment Act, CRA, Fair Lending, Illinois

The COVID-19 National Emergency is Ending: Are mortgage servicers ready?

February 24, 2023 By Anoush Garakani and Nanci Weissgold

Home mortgage

A&B Abstract: On January 30, 2023, President Biden informed Congress that the COVID-19 National Emergency (the “COVID Emergency”) will be extended beyond March 1, 2023, but that he anticipates terminating the national emergency on May 11, … [Continue reading] about The COVID-19 National Emergency is Ending: Are mortgage servicers ready?

Filed Under: CARES Act, Consumer Financial Protection Bureau (CFPB), COVID-19, Department of Housing and Urban Development (HUD), Federal Housing Finance Agency (FHFA), Forbearance, HUD, Mortgage Servicing, State Law Tagged With: #CFPB, #mortgageservicing, CARES Act, Covid-19, Forbearance, Servicing

California DFPI Digital Asset Lending Regulatory Year in Review

February 22, 2023 By Josh Dhyani and Aldys London

Electronic Payments

A&B ABstract: In December of 2022 California released an interagency progress report (“Report”) analyzing the current regulatory status of Web3, Crypto Assets, and Blockchain. The report was prepared pursuant to Executive Order N-9-22 (the … [Continue reading] about California DFPI Digital Asset Lending Regulatory Year in Review

Filed Under: California, Fintech, State Law Tagged With: #California, blockchain, CCFPL, crypto, DFPI, Web3

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Recent Posts

  • CFPB Issues Special Edition of Supervisory Highlights Focusing on Junk Fees
  • As Economic Winds Blow, So Do Whistleblowers: How to Protect Your Company Through Turbulent Times
  • Merrily the State CRAs Roll Along
  • The COVID-19 National Emergency is Ending: Are mortgage servicers ready?
  • California DFPI Digital Asset Lending Regulatory Year in Review
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