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CSBS’s State Examination System Coming Soon

September 26, 2019 By Nanci Weissgold

A&B ABstract The Conference of State Bank Supervisors (CSBS) revolutionized state licensing with the National Mortgage Licensing System (NMLS) by providing a more uniform approach to state licensing of non-bank financial services companies.  CSBS will bring a similar transformation to supervising such companies. The New State Examination System CSBS designed the State Examination System (SES) […]

Filed Under: Licensing, Mortgage Loans, State Law Tagged With: CSBS

New York Proposes Student Loan Servicing Rules

September 24, 2019 By Lisa Lanham

A&B ABstract Amid growing concerns over the federal government’s “hands off” approach to regulating the student loan business, New York Governor Andrew Cuomo released 3 NYCRR 409, a proposed regulation aimed at providing significant consumer protections for New York student loan borrowers, to the public for comment. The deadline for comment on the regulation is […]

Filed Under: Licensing, State Law, Student Loans Tagged With: #NYDFS, student loan servicing

California Passes Several Amendments to the California Consumer Privacy Act

September 23, 2019 By Dorian Simmons

  The California legislature passed several amendments to the California Consumer Privacy Act of 2018 (Cal. Civ. Code §§ 1798.100 to 1798.190) (the “CCPA”) on September 13, 2019. (For additional background, see Which CCPA Amendments Made the Cut? and Potential Changes to the CCPA; California Senate Considers Amendments). These amendments will soon head to Governor Newsom’s desk for […]

Filed Under: Privacy and Cybersecurity, State Law Tagged With: #CCPA

A Closer Look at the CFPB’s Proposed Debt Collection Rules – Part Five: The Devil is in the Details, Purgatory is what is Left Unsaid

September 10, 2019 By Nanci Weissgold

A&B Abstract This blog post is part five of a five-part series examining the Consumer Financial Protection Bureau’s (the “CFPB” or “Bureau”) proposed rule amending Regulation F (the “Proposed Rule”), which implements the Fair Debt Collection Practices Act (“FDCPA”) to prescribe rules governing the activities of debt collectors. The idiom “the devil is in the […]

Filed Under: Consumer Financial Protection Bureau (CFPB), Debt Collection, Dodd-Frank Act, Fair Debt Collection Practices Act (FDCPA), Federal Trade Commission (FTC), State Law, Unfair, Deceptive and Abusive Acts or Practices (UDAAP) Tagged With: #CFPB, #debtcollection, #FDCPA, Debt Collection, Servicing, UDAAP

Nevada Adopts Regulations for Licensure by Endorsement

August 20, 2019 By Lisa Lanham

A&B Abstract: Nevada recently adopted new regulations allow a natural person to obtain a license by endorsement to engage in business as a mortgage broker or mortgage agent, mortgage loan servicer, or escrow agent or agency, so long as such person holds a corresponding valid and unrestricted license to engage in such business in another […]

Filed Under: Escrow, Licensing, Mortgage Loans, State Law Tagged With: license by endorsement, Nevada

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