Stay in compliance with the ever-expanding web of mortgage & consumer lending regulations

Recent Articles

CFPB Changes Tack on For-Cause Removal Provision

Agencies Raise Appraisal Threshold Exemption

CSBS’s State Examination System Coming Soon

New York Proposes Student Loan Servicing Rules

CFPB Rules Permit Qualified Mortgage “Cures”

California Passes Several Amendments to the California Consumer Privacy Act

CFPB Issues New Edition of Supervisory Highlights

Appraisal Foundation Seeks Comment on Evaluation Concept Paper

A Closer Look at the CFPB’s Proposed Debt Collection Rules – Part Five: The Devil is in the Details, Purgatory is what is Left Unsaid

A Closer Look at the CFPB’s Proposed Debt Collection Rules – Part Four: Other Conduct Provisions

Eleventh Circuit Sends a Message: One Text is Not Enough for TCPA Standing

A Closer Look at the CFPB’s Proposed Debt Collection Rules – Part Three: Important Details Relating to Disclosures and Debt Validation Notices

The CCPA Could Reset Data Breach Litigation Risks

Recent Cases Deepen the Divide Among Circuits on Standing to Sue for Violations of FACTA

A Closer Look at the CFPB’s Proposed Debt Collection Rules – Part Two: Communications

Nevada Adopts Regulations for Licensure by Endorsement

New Jersey Joins Other States Regulating Student Loan Servicers

North Carolina Enacts Servicemember Protections

Rhode Island Requires Licensure for Virtual Currency Business Activity

QM Patch Update: CFPB Proposes to Let Patch Expire

A Closer Look at the CFPB’s Proposed Debt Collection Rules – Part One

Student Loan Servicers Remain Liable Under State Law for Affirmative Misrepresentations to Borrowers

Maryland Clarifies New Net Worth Requirements for Mortgage Servicers

New York DFS Launches Research and Innovation Division

The Fate of the QM Patch

Will Maine begin to regulate passive, secondary market investors in student loan debt?

Potential Changes to the CCPA; California Senate Considers Amendments

Appraisal Reform Act of 2019 Would Impact TRID

Connecticut Officially Becomes an Attorney Closing State

Will the CFPB find its Voice on “Abusiveness”?

Maine Creates Mortgage Servicer Duty of Good Faith

NYDFS Proposes Overhaul to Mortgage Loan Servicer Business Conduct Rules

New York DFS Unveils Two New Divisions Focused on Consumer Protection, Financial Enforcement and Cybersecurity

Washington State Expands Data Breach Notification Law

Ninth Circuit Finds CFPB’s Structure Constitutional

House Committee Holds Hearing on “Ending Debt Traps in the Payday and Small Dollar Credit Industry”

Alston & Bird Publishes Article in “Mortgage Compliance Magazine” Addressing Key Debt Collection Challenges Raised Under the Fair Debt Collection Practices Act as a Major Focus for Industry in 2019

Alston & Bird Issues Client Advisory on First-Known Decision Rendered by U.S. District Court, S. D. of Ohio (Eastern Division) Challenging CFPB’s ATR/QM Standards Favors Mortgage Industry

Ninth Circuit Approves Request for Interlocutory Appeal in McShannock v. JP Morgan Chase Bank N.A.

Alston & Bird Issues Client Alert on New Cybersecurity Requirements As Recently Announced by the Federal Trade Commission

Alston & Bird Issues Client Alert on a Massachusetts Supreme Judicial Court Decision Relating to the Massachusetts Attorney General Debt Collection Regulations and Its Corresponding Debt Collection Guidance On What Constitutes an Attempt to Contact a Massachusetts Debtor By Telephone

Alston & Bird Issues Client Alert on a California Supreme Court Case Regarding When a Consumer Loan May Be Deemed “Unconscionable” Under California Law

Alston & Bird Issues Client Alert on Ohio Division of Financial Institution Guidance Requiring Mortgage Loan Servicer Registration for Passive Secondary Market Investors in Ohio MSRs