Of Interest | Financial Services Blog

Article Archive

Rhode Island Requires Licensure for Virtual Currency Business Activity

QM Patch Update: CFPB Proposes to Let Patch Expire

A Closer Look at the CFPB’s Proposed Debt Collection Rules – Part One

Student Loan Servicers Remain Liable Under State Law for Affirmative Misrepresentations to Borrowers

Single family house on pile of money.

Maryland Clarifies New Net Worth Requirements for Mortgage Servicers

Global Expenses

New York DFS Launches Research and Innovation Division

Residential Mortgage

The Fate of the QM Patch

Will Maine begin to regulate passive, secondary market investors in student loan debt?

Potential Changes to the CCPA; California Senate Considers Amendments

Appraisal Reform Act of 2019 Would Impact TRID

Connecticut Officially Becomes an Attorney Closing State

Money

Will the CFPB find its Voice on “Abusiveness”?

Residential Mortgage

Maine Creates Mortgage Servicer Duty of Good Faith

Global Expenses

NYDFS Proposes Overhaul to Mortgage Loan Servicer Business Conduct Rules

New York DFS Unveils Two New Divisions Focused on Consumer Protection, Financial Enforcement and Cybersecurity

Washington State Expands Data Breach Notification Law

Ninth Circuit Finds CFPB’s Structure Constitutional

House Committee Holds Hearing on “Ending Debt Traps in the Payday and Small Dollar Credit Industry”

Alston & Bird Publishes Article in “Mortgage Compliance Magazine” Addressing Key Debt Collection Challenges Raised Under the Fair Debt Collection Practices Act as a Major Focus for Industry in 2019

Alston & Bird Issues Client Advisory on First-Known Decision Rendered by U.S. District Court, S. D. of Ohio (Eastern Division) Challenging CFPB’s ATR/QM Standards Favors Mortgage Industry