A&B Abstract This blog post is part three of a five-part series examining the Consumer Financial Protection Bureau’s (the “CFPB” or “Bureau”) proposed rule amending Regulation F (“Proposed Rule”), which implements the Fair Debt Collection Practices Act (“FDCPA”) to prescribe rules governing the activities of debt collectors. In part one of this series, we provided […]
North Carolina Enacts Servicemember Protections
A&B Abstract: North Carolina is the latest state to extend the protections of the federal Servicemembers Civil Relief Act (“SCRA”), 50 U.S.C. §§ 3901 et seq., to active duty members of its National Guard. What does the new law require? North Carolina Servicemembers Civil Relief Act On July 25, North Carolina Governor Roy Cooper signed […]
Maine Creates Mortgage Servicer Duty of Good Faith
Maine is joining the ranks of states whose requirements for mortgage servicers may exceed those of the CFPB’s Mortgage Servicing Rules. Effective September 19, Senate Paper 415 (2019 Me. Laws 363) creates a mortgage servicer duty of “good faith,” meaning honesty in fact, and the observance of reasonable commercial standards of fair dealing. This duty […]
Washington State Expands Data Breach Notification Law
Effective March 1, 2020, Washington State House Bill 1071 amends the state’s data breach notification law, expanding the categories of consumer information the unauthorized access of which would trigger notification requirements. Under current law, any person or business conducts business in Washington State and that owns or licenses data that includes personal information to provide […]